TAX AND ESTATE PLANNING

LIVING BENEFITS

On average, one in three people will be disabled for 90 days or more at least once in their lives, and the average length of a disability that lasts more than 90 days is 2.9 years. Disability insurance replaces a portion of your income while you are unable to work due to accident or illness. We offer advice on which product would suit your needs best.

Critical illness insurance helps cover unexpected costs and potential loss of income associated with a number of serious illnesses, such as cancer, heart disease or stroke. From the costs of medicine and treatment, to travel, specialists and home accommodations, treating and recovering from an illness can have a devastating financial impact. Plus, if you’re unable to work during your recovery, the impact is even greater. With critical illness insurance, if you become sick with one of the conditions covered by your policy and survive the waiting period, you receive a lump-sum cash benefit to use as you wish.

Long-term care insurance provides financial protection if you become unable to care for yourself because of a chronic illness, disability, cognitive impairment (such as dementia) or other age-related conditions preventing you from managing the activities of daily living without assistance. It can cover stays in nursing homes and chronic care facilities or the services of a caregiver in your own home.

LIFE INSURANCE

Let your family sustain the lifestyle that you currently enjoy by managing personal risk with Rockfield Financial. Our personal services include life insurance, critical illness insurance, disability insurance, educational planning, estate planning, financial planning, and personal deferred compensation planning.

GROUP BENEFITS

Let Rockfield Financial help you find the right supplemental health and dental plan to augment the coverage provided by your government health plan. Whether you need dental care, prescription drug coverage, extended health care, or some combination of the three, we can help you find a plan and level of coverage that suits you best.

Your government health plan doesn’t cover all of the procedures and costs you might encounter when travelling outside your home province or country. Rockfield can help personalize a plan for you that best suits your unique needs and ensures that you’re covered in case of a medical emergency while away from home.